FINANCIERA PRONTO CASH (USA) & AEGIS FINANCIAL SERVICES CREATE PRE PAID CREDIT CARD ALLIANCE |

Financiera Pronto Cash Appointed Sponsored Global Distributors – Pre Paid Credit Cards |

Innovative leaders in Latin America, USA and Canada for the revolutionary & Hi Tech “PRE PAID CREDIT CARD”.

Business solutions that deliver low-volume ready-made Financial Card concepts for PRONTO CASH FINANCIERA (PCF) at reduced cost, more speed and efficiency for the consumer.

Our Pre Paid Credit Card solutions will enable corporations to enter the Pre Paid Credit Card industry within 60 banking days, without any commitment to card volumes and without the high cost charged by ‘management firms’ who require sponsor banks.

Pronto Cash is the Certified Distributor in Latin America and The Caribbean, Canada, USA and we are expanding to other countries rapidly; such as, China, Russia, Bangladesh, Europe, Eastern Europe and Middle East with the Global & International Pre Paid Credit Cards.

Ms. Tatiana Viktorovna Nazarova – Deputy Chairman of the Pronto Cash Financiera Financial Group based in Miami, Florida with a major background in accounting in the Federation of Russia, Canada, Europe and the Republic of Panama stated that,

“Currently the requirements for most Pre Paid Card programs include an order of at least 10,000 cards and spend in excess of $50,000 in program set up fees. With PCF, we can create instead our low-volume “Pre Paid Credit Card” programs on a branded card with all the Software, Processing, Computers, Hardware and Instruction all within 60 banking days. This concept is most attractive and excellent for Banks, Insurance Companies, Credit Union and/or any major firms around the world”

This short time to market enables companies to take greater advantage of opportunities in record time. By using PCF, clients are not tied into minimum card orders, which is very common among prepaid providers, because they are not Principal Issuers and generate their income from the benefits of the companies.

The more “Pre Paid Credit Cards” that a corporation generates, the more benefit they will earn.

Finally, PCF assists the companies, corporations, financial institutions and clients that desire to create a card program similar to their larger enterprise competitors without being faced with equally large up-front enterprise start-up costs, during enhancing customer loyalty and satisfaction in the process.

The Pronto Cash Financiera “Pre Paid Credit Card” is distributed by PRONTO CASH FINANCIERA on a Global and International basis excluding in the Republic of Panama, which is a major and stable financial center in the world; however only banks can issue Pre Paid Credit Cards. Pronto Cash Pre Paid Credit Cards have the same functionality, as any MasterCard and/or VISA prepaid card; however, far less costs, more functionality and more uses of the Pronto cash Pre Paid Credit Card, which includes the ability for ”Card to Card Transfer and the ability to advance credit on the cards at any time..

Pronto Cash card holders can easily access their funds at over 30 Million ATM Cash Machines and outlets around the world. Pronto Cash card holders can make purchases globally at more than 50 million locations worldwide, wherever the Cirrus acceptance symbol is displayed, including on the internet.

PCF can create low volume Pre Paid Credit Card orders for business clients while at the same time serving customers directly without any interruption of business to the companies.

According to Ms. Tatiana Viktorovna Nazarova – Deputy Chairman of PRONTOCASH FINANCIERA FINANCIAL GROUP who is a very successful business woman in LAC with many accomplishments in real estate, yachting, financial institutions, tourism for Panama and events states that

“The Pronto Cash Pre Paid Credit Card solutions add an extra and more viable dimension to the existing prepaid card market. We at Pronto Cash expect PCF will facilitate a new alternative for corporations, companies and financial institutions desiring to enter the prepaid card commerce, giving them a feasible low-cost, no risk concept to deliver instead the PRONTO CASH FINANCIERA Pre Paid Credit Card instead of the common and expensive prepaid cards for their clients.”

Any of the Pronto Cash Pre Paid Credit Cards can be loaded at one of our approved banks directly or at many locations, which also accept cash loads.

The Pronto Cash Pre Paid Credit Card can also be loaded via bank transfer directly to the Custodial & Clearing Bank.

Pronto Cash cardholders who register their mobile phone can conveniently manage their Pre Paid Credit Card via Text messages. The Money Cash Solutions functionality, known as MC (Pronto Cash Multi Currency InstantCash), is supplied by Pronto Cash, and provides a number of self service card management functions via SMS. MC enables Pronto Cash Card Holders to initially load their card, review the account, lock and unlock a card, obtain their balance and even share funds with secondary cardholders (Family Financial Card).

______________________________________

Financiera Pronto Cash S.A. - Founded On Service

 Our Customer Covenant and Pledge

"We at FINANCIERA PRONTO CASH S.A. pledge to serve every customer and client with the highest levels of sincerity, fairness, courtesy, respect and gratitude, delivered with unparalleled responsiveness, expertise, efficiency and accuracy. At Financiera Pronto Cash, we are dedicated to serve each customer with the highest level of sincerity, justice, courtesy, respect and gratitude, delivered with experience, responsibility, efficiency and performance.

We are in the business to create lasting relationships, and we will treat our customers like we want to be treated. We will offer the finest personal service and products delivered by the caring team members of FINANCIERA PRONTO CASH S.A. who take 100% responsibility for meeting the needs of each customer."

According to FINANCIERA PRONTO CASH S.A. – Ms. Tatiana Viktorovna Nazarova, who is the Deputy Chairman stated that “the Pronto Cash Pre Paid Credit Cards being distributed by license are an excellent system for all payments from Micro Finance, MediCard, Payroll Advances and Loans and will be available at any branch of FINANCIERA PRONTO CASH S.A.

Our difference is due to our team. All of us at FINANCIERA PRONTO CASH S.A. work as a team and not as individuals.”

"We believe in operating our Financiera Pronto Cash S.A. and leading our team with a servant's attitude. Building one another up and working hard to see the team succeed is what we're about. Our leadership team has over 200 years of legal, accounting and financial expertise experience and we apply this experience to every customer relationship."

"Of course we have financial goals, but our ultimate goal is providing our customers with the most pleasant and secure experience they want and deserve. Apply for our Pronto Cash Pre Paid Credit Cards and experience the true difference of service and security of life.”

Experience the difference at FINANCIERA PRONTO CASH S.A.!

Tatiana Viktorovna Nazarova – Deputy Chairman – Financiera Pronto Cash S.A.

VISION, MISSION & PHILOSOPHY

History - We Know Panama - Philosophy

 

Our theory and philosophy at FINANCIERA PRONTO CASH S.A. is very clear with the Citizens and Residents in the Republic of Panama.

“Citizens, Financial Institutions, Corporations and Residents in the Republic of Panama have a concept that Panama is no ordinary country, because of the Panama Canal; however, more so it is because of the people, culture, heritage, pride and much more in the Republic of Panama. And FINANCIERA PRONTO CASH S.A. is no ordinary financial institution.

It's the way we do business, not just here at FINANCIERA PRONTO CASH S.A., but throughout Panama and Latin America, Canada, USA and Europe" said Ms. Tatiana Viktorovna Nazarova – Deputy Chairman of FINANCIERA PRONTO CASH S.A.

"There's a spirit here that's somewhat unusual for a country of this size. We have a lot of forward-thinking people willing to do the things that keep the community moving ahead politically, financially and in every day living. People in Panama work together free of discrimination, bigotry and united as a people. That's given us a solid foundation."

So, too, forward thinking has ruled the day at FINANCIERA PRONTO CASH S.A., from its beginnings more than 6 years ago when it was given birth by a noted lawyer in Panama to its merger with a major Financial Group from Miami, Florida on December 31, 2012 and the New Year of 2013 began with excitement and new directors and officers.

Vision

The FINANCIERA was just two years old when the rumors of recession hit the news by the media. Banks all over the USA and Europe were closing their doors; property owners were losing their homes, as panic-stricken customers withdrew money, as fast as they could get their hands on it. The scene was different in the Republic of Panama. Panama was vibrant and growing in the real estate sector, Zona Libre, companies opening up and success abounding.

However FINANCIERA PRONTO CASH S.A., shareholders and staff had other ideas. In a bold stroke of inspiration in 2008, we set up Pre Paid Credit Cards – branded from Master Card International, complimentary without a yearly fee or even a monthly management fee and offered Micro Finance Loans, Medical Loans and Payroll advances.

We advised the people of Panama from our then offices at Global Bank Building at Calle 50 & Calle 58 in Panama with a sign that read, "If You Need and Want Money, Come and Apply for It." That step alone sent the signal that money and loans were available and security that gave FINANCIERA PRONTO CASH S.A the distinction of being the only Financial Institution around the world that was not worried about lending money for real estate or any other financial and worthwhile reason in the Republic of Panama or in Latin America.

"It sent a strong message: FINANCIERA PRONTO CASH S.A. stands on solid ground, with paid in capital of $ 500,000.00 and assets of over ONE HUNDRED MILLION DOLLARS in “Gold Assets”. Ms. Tatiana Nazarova – Deputy Chairman of FINANCIERA PRONTO CASH S.A. said. "It's a legacy we try to live up to every day and we will continue to maintain that standard ever day.”

"Just like in a marriage, we all went through a period of adjustment," Ms. Nazarova also stated. "But today we're stronger because of our affiliations with various associations in Panama, Canada, USA and Europe. We have much greater flexibility in our loan portfolio. We have technical support through the regional data center that has allowed us to redesign job positions more effectively. We have access to products that we can adapt to our local needs and put in place quickly.

We can offer expanded services and Pronto Cash Financiera Center services. And all the while, our customers still have the service they've always gotten from us as a local Financiera with local management."

What's been the key to success for FINANCIERA PRONTO CASH? According to Ms. Tatiana Nazarova, “it's our understanding of people who need us and we are there for them”.

Mission

"We are working hard to make our Mobile Financiera Centers locations good and safe places to visit and to accomplish what people need," she said. "Our employees take a lot of pride in our facilities, and it shows in the way they look and the way they work to maintain our professionalism. Yes, we're interested in profitability. But most important, we want our customers to say they were treated well by people with a high degree of ethics and professionalism. If you don't keep that in priority, you can get off track. Fortunately, people have always known that's how they'll be treated here." 

In June of 2010 FINANCIERA PRONTO CASH moved to larger offices due to expansion and opened up on the 17^th Floor of Plaza CrediCorp Bank Panama at Calle 50 & Ave. Nicanor. We also opened up several other offices in other countries worldwide.

No doubt, FINANCIERA PRONTO CASH - our heritage is as distinctive as Panama itself. Located in Central America, Panama became the stopping place for tourists from all over the country. Soon, visitors, attracted by the abundant wildlife and the reputed curative powers of the heady, pine-scented air, acquired large tracts of land and established small business ventures that today draw tourist from around the world. Panama is Paradise!

Cultures from all over the world came to Panama and made their homes here knowing Panama is a safe, financially secure and politically Democratic country to bring up your family and establish happy homes. We have Churches from many Denominations, Mosques, Synagogues, Temples and much more here in Panama, and we live together as intended by our fore fathers in Peace and in Happiness.

Mrs. Tatiana Viktorovna Nazarova

Mrs. Tatiana Viktorovna Nazarova

Deputy Chairman

FINANCIERA PRONTO CASH, S.A.

The year 2013 was new and exciting beginning for Financiera Pronto Cash S.A with a new Board of Directors & Management. Also for many people around the world due to the financial crisis created by the circumstances in the U.S. and Europe.

Financiera Pronto Cash, S.A, - The word “greed” is not part of our vocabulary and our service is governed by ethics and principles we hold as individuals and as an organization.  FINANCIERA PRONTO CASH, S.A., is here in the Republic of Panama to serve our clients and potentials clients even with our rapid growth and success.   Our foundation works with the principles of integrity and consistency of excellence which our clients can rely on the Republic of Panama.  Our mission is to demonstrate these principles in everything we do and every day that we exist as a Financiera in: PANAMA REPUBLIC

Recognize and accept the importance of personalized service.

In FINANCIERA PRONTO CASH, S.A., we offer personalized attention, listening and responding to each client´s specific needs, goals and objectives.   We treat all our customers regardless of their age with respect and courtesy, the valuation of each relationship, independent of the size of its financial value.  Our financial advisors and professionals work to meet expectations without compromising the integrity of our customer or FINANCIERA PRONTO CASH, S.A.   

We offer a wide range of products and services and submit it to customers in a way that is easy to understand and use. Using modern technology and teamwork, we maximize our resources and capabilities to provide the best possible service in a changing financial market.

We pledge to listen and address the concerns of our customers, and encourage suggestions for improvement.

We invite you to see on our new and exciting website; the various products we offer.

Act with respect for the dignity of each individual

FINANCIERA PRONTO CASH, S.A. in our actions is always respectful, regardless of their individual or circumstance.  We receive and welcome the opportunity to get different views.   We believe in a Balance between work and personal life.  We recognize and respect all the customs, rules and laws that FINANCIERA PRONTO CASH, S.A., should continue to conduct its business.

We have developed a culture of trust, openness, and co-operation and strive to listen and understand the concerns and opinions.

We take the time to collaborate and participate with the community.  We tried to make a difference in the lives of others in Panama. Panamá is my home!

Integrity above all

In FINANCIERA PRONTO CASH, S.A., showed the highest level of honesty and integrity.  Always be honest, open and consistent in our actions and words.   We act ethically and responsibly, following the laws, rules and practices that govern our personal and professional life.   The personal benefit is not more important than the reputation of our company.  If you have a problem, contact me directly or come to my office; take an espresso and outline their concerns.   My door is always open!

FINANCIERA NEW BOARD OF DIRECTORS  & MANAGEMENT STARTING IN 2013.

I am proud to enclose the new Board of Director & Management Team of FINANCIERA PRONTO CASH. S.A. in the next issue.

Sincerely,

Tatiana Viktorovna Nazarova